This week saw some good news for the housing market!
We saw mortgage rates drop to a 9 month low!
The fed has also signaled it may reverse course on future rate hikes.
We are still in the middle of winter but spring is in the air 🌷

January’s here and its a new year! We wish you all ✌, health and prosperity . To help with the last part here are three things you can do to get the year started!
1. Put away for retirement! Make sure you’re contributing the maximum you can to 401k and or IRAs
2. Consider re-balancing your portfolio – we aren’t giving specific investment advice but check your portfolio mix and consult a reputable advisor if needed
3. Check your investment fund fees! Some mutual fund fees are higher than you think and can add up over time!

Now we know its cold out so its not a bad time get out a blanket and check out whats new on the 📺
On Netflix catch Solo, for the adults the classic Pulp Fiction, and for the family the Incredibles 2 at the end of month

Wishing you a Happy New Year! 🎉
May 2019 bring you and your family, peace, joy and happiness!

Happy Holidays 🎄🎁🎅🤶🎉❄
We wish you and your family the best this holiday!
Enjoy your presents, meals, and most importantly family and loved ones!

We wish you a happy veterans day!
And want to thank all those who served!

Chrome, the most popular web browser is going to come out with a new update this month that will say certificates issued prior to last year are invalid – make sure to reissue your certificate or sign up with us we provide SSL at no charge!
Here is a link to check your site (please note this link checker is only for certs from Symantec, GeoTrust, Thawte, or RapidSSL – if you use let’s encrypt it won’t be affected by the update
https://www.websecurity.symantec.com/support/ssl-checker

The chrome browser is showing a message that sites without https are not secure. Make sure you get https on your site today! Of course it comes included on all our sites – no charge no worries
https://www.secureloandocs.com/smart_choice/start.php – get started today!

5 things to do if you’re going remodel
1. Have it planned – set a budget, plan your products and materials in advance
2. Think about how its going to be used – consider long term maintenance costs when comparing prices
3. Hire someone qualified – hiring the best person for the job is key, get references and check past work
4. Get a detailed contract – make sure everything is covered including start and finish dates
5. Stay cool! Remodeling often has snags and surprises – keep your cool and focus on the finish line!

October is coming and as we transition from summer to fall, from lemonade to apple cider and watermelon to pumpkins here is some financial advice and news to benefit you.
If you haven’t reviewed your credit in a while now is a good time to. You are entitled to a free credit check every 12 months. Make sure there’s no fraudulent listings, as well as inaccurate information like a wrong address and keep an eye for closed accounts that are still reported as open!
We know some of your favorite pumpkin spiced drinks are coming here’s a few new movies on Netflix. There’s vintage Adam Sandler with Billy Madison, for the kids there’s Super Monsters Save Halloween, and after you put the kids to bed The Shining is available 😱

We are now offering ssl (https), the lock 🔒 in the address bar on all of our sites! Yes economy to premiere. One man shop to 100+ branches. We take security seriously and you have it on every page from the home page to the secure document uploader.