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What Is A Non-QM Loan?

What Is A Non-QM Loan? A Non-Qualified mortgage loan (Non-QM) is a loan that falls outside of the QM (Qualified... read more

It the last day of July read more

Must-Haves vs. Nice-to-Haves: A Better Way to Shop for a Home

A homebuying wish list can be helpful, but only when it is used the right way. It is easy... read more

Mortgage Down Payments Explained

Many people know the traditional formula of mortgage down payments – 20% of the purchase price of the home... read more

Retiring with a Mortgage: What You Need to Know

While it’s true that mortgage debt can feel like a burden in retirement, it’s important to remember that your... read more

How To Win A Bidding War

The housing market has extremely tight inventory and as a result there are often multiple bids on a home.... read more

Should You Buy a Home Now or Wait?

If you’ve been thinking about buying a home but feel unsure whether now is the right time, you’re not... read more

Buying A Home With All-Cash Or A Mortgage

As of March 2024, the National Association of Realtors reported that 28% of home purchases were made with all-cash... read more

Market Watch – Inflation and The Housing Marketing

This week we saw the release of Consumer Price Index (CPI) for June 2023, which recorded a rise of... read more

Common Reasons Your Mortgage Application is Denied

Securing a mortgage in the current housing market can be challenging. With rising mortgage rates, soaring home values, and... read more